Choosing a loan originator is rarely an easy process; that was, until I got in-touch with Nick. I have had the pleasure of working with him on my first home purchase and two years later my home refinance. At the time, I had never previously owned a home so much of the process was foreign to me. Nick did a fantastic job of walking me through everything step-by-step, answering all my many questions, and was always very timely with his responses and throughout the loan process. Nick and his team made me feel comfortable working with them and really took the stress out of trying to secure the loan for my first home purchase. There is no doubt that when the time comes that I need to pursue another home loan, I will be working with them in the future. I would highly recommend Nick and the Appli team to anyone. 5/5.