Nick Vargas

Managing Partner | NMLS#975033 

Save $$$ on your mortgage with help from my team

Whether you're a first-time buyer or refinancing, we can assist you! 


Schedule A Meeting Today!

5 Day Home Equity Line of Credit

Need $$$ Fast?

Getting started with a Home Equity Line Of Credit (HELOC) is simple & straightforward. With just a few easy steps, you can access the funds you need. Take advantage of the value you've built in your home & achieve your financial goals today. Click below to start on your application.

Online application is fast & easy

Full draw is taken at closing with no prepayment penalties applied

Re-draws may be taken in minimum increments of $500, up to the full line amount

No in-person appraisal

 What Our Clients & Partners Are Saying...


Let me start off by saying that we highly recommend Nick & his wonderful staff especially Talise. We were misled by another lender after putting in an offer for our purchase. We are truly grateful that we were referred to Nick at Appli who jumped in knowing that time was of essence. His professionalism, knowledge & guidance took away the stress and helped us regain our confidence. We were able to secure our mortgage and close timely thanks to the expeditious handling of Appli. Nick & Talise were always available to respond to any questions and concerns with such patience and care. We are so happy with the outcome of our purchase and will definitely be referring our relatives and friends. Without any hesitation we highly recommend this company! Outstanding service! 

-Shoba Lopez


Hands down the best lending experience I've ever had.

Nick and his team went above and beyond from numerous pre-approval letters, countless calls when I needed advice, expediting the submission process to accelerate closing, and getting me a very competitive rate.

Their online portal made the application process simple and efficient. Even the communication throughout the entire process was seamless.

If you're in the market to purchase or refi a home, choose appli! 

-Brent Grimmel


Choosing a loan originator is rarely an easy process; that was, until I got in-touch with Nick. I have had the pleasure of working with him on my first home purchase and two years later my home refinance. At the time, I had never previously owned a home so much of the process was foreign to me. Nick did a fantastic job of walking me through everything step-by-step, answering all my many questions, and was always very timely with his responses and throughout the loan process. Nick and his team made me feel comfortable working with them and really took the stress out of trying to secure the loan for my first home purchase. There is no doubt that when the time comes that I need to pursue another home loan, I will be working with them in the future. I would highly recommend Nick and the Appli team to anyone. 5/5. 

-Alex Arwin

 6 Ways We Can Help You:

Our seasoned staff of Loan Originators can guide you throughout the buying or financing experience quickly, expertly, & simply!

Get Your Loan Funded < Less Than 30 Days

Compare different loan options with ease! Complete our quick, 100% online form and begin the approval process right away; close your loan in 30 days or less when you work with appli for your home purchase or refinance.


Getting started on the path of owning a home, finding an appropriate loan for your budget is essential, and we can assist you in making it come true! 


If you're considering consolidating debt, adjusting your rate, term, or type of mortgage loan, now is the time to act - we're here to support you promptly! 

 2nd Opinion

Maybe you've already received a quote from another lender and would like us to compare it for you? No problem! We can provide a second opinion for you.

*The content provided within this website is presented for informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.© Copyright 2023 - appli, llc - All rights reserved ®